When Should You Report An Accident To Your Insurance Company?

If you’ve been in a car accident or have sustained an injury, you may be wondering what to do next. You may be worried about how it will affect your health and ability to work, but also whether or not your insurance company will take care of the situation. While it is important to report the accident quickly after it happens, it’s equally important to know what information your insurer needs in order to assess liability and determine coverage levels. Here are some tips for reporting an accident so that both parties can move forward with their lives as best they can:

If you’ve been in a car accident, you must notify your insurance company within 30 days. If you don’t do this, it may mean that your claim won’t be covered by them and they may even deny it.

In some cases, where there is physical injury or property damage and no one else was injured as well, the driver can also choose to file an “accident report” with their local police department before contacting their auto insurance provider about the incident (though this is not required).

What to Expect When Talking to an Insurance Carrier?

When you contact your insurance carrier, there are three main things you can expect.

They will ask questions about the accident and any injuries that may have occurred. Your answers will be used to determine whether or not they should pay for your medical bills, personal property damage and lost wages.

They may also ask you questions about who else might have been involved in the accident (if anyone). If so, they’ll want their own version of events from everyone involved before making a final decision on whether or not they’ll cover the incident fully or partially.

Finally, if there was something wrong with your car at all—like it got dented on purpose—you’ll want proof of this too! That way when filing an insurance claim in future everything will line up perfectly between both parties’ accounts instead of having extra expenses popping up unexpectedly.

If you’ve been in a car accident, talk to your insurance carrier as soon as possible.

Personal injury lawyer in Sherwood Park knows that reporting an accident can help protect yourself and others from potential legal issues and ensure that you get the full value of your policy coverage, which includes medical expenses and property damage (including any injuries sustained by other people). It’s also important that you receive compensation for any pain and suffering caused by injuries suffered during the incident.

If there was an injury at fault on both sides of the road, such as hitting someone with their own vehicle while trying to pass them on the highway—or even if only one party had caused damage—reporting this information is crucial because it helps both parties determine who should pay up first before proceeding with lawsuits later down the line; otherwise, they could end up fighting over money instead of solving their problems.

Remember that your insurance company is the best source of information about what to expect when you talk to them. They can tell you whether your claim will be paid, how much it will cost and how quickly it will be processed. So don’t delay calling them—and please make sure you have all the information about your accident on hand before doing so.