Accidents happen every day. While there are no ways to anticipate them and keep them from happening, there are ways to ensure that you are getting the best treatment and the fairest compensation after they happen.
You Have Insurance. Isn’t That Enough?
If you have insurance, you probably have peace of mind that you’ll get cared for after an accident. But the sad truth of the matter is that insurance companies, as profitable businesses, look first to their corporate bottom line and their shareholders. So how do they really make their money and what does that mean for you?
First, it’s important to note that insurance companies don’t have your best interest in mind. They make their money primarily from investors and their own investments, not premiums. So even though you are a large part of their business model, you are not their priority. And the less they pay in claims, the more money they keep in their pockets. Consequently, they have devised tactics over the years to keep that money as long as possible.
A quick settlement is never in your best interest. Insurance companies understand that accident victims feel vulnerable and sometimes desperate. If you are laying in a hospital room worrying about whether you can return to work and pay your bills, you may be willing to take a lowball settlement. A quick settlement will never be the best one and in most cases, it will be insufficient to pay those bills and get you back to work, the very things you are worried about.
Downplaying Your Injuries
Insurance companies are adept at finding any ways possible to not pay fair settlements. In many cases, they will downplay your injuries or deny your claim outright. Adjusters are employees of the insurance company and their job is to save money, not to ensure your rights. Any communication you have had with your adjuster will be recorded and can be used to deny your claim. In some cases, adjusters will even hire investigators or troll your social media posts to try to prove that you aren’t really injured as much as you claim. Adjusters have even been known to use scare tactics in order to get claimants to accept lowball settlements.
Have a Lawyer in Your Corner
With a Sherwood Park injury lawyer in your corner, you don’t have to worry about these insurance company tactics. Once a lawyer is involved, insurance companies don’t play these games. They know you have representation and your lawyer will ensure your rights to a fair settlement. If a fair settlement is impossible, your lawyer will take your claim to court. And that is the last thing they want.
After an accident, don’t allow the insurance company to bully you. Call the Sherwood Park personal injury lawyers at BPCAB Personal Injury Lawyer. Throughout our careers, we have recovered millions of dollars in compensation for our clients. Call us today for a free consultation.